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Stephanie Cornacchione | San Diego Life Journal Blog

Friday, August 13, 2021   /   by Stephanie Cornacchione

Ellen Patterson the "Queen" of South Del Mar and Off Market master Doug Brewer share their secrets

Hello everybody! I'm Jack Campbell I'm with the Keller Williams Realty Campbell Team group out of North County San Diego and I'm super excited to be here today with Ellen Patterson and also Doug Brewer. The reason we're on set today and I'm so excited to have them is that these guys have done some amazing things recently in real estate and it's definitely worth talking about. Ellen has been what I like to call the Queen of Sea Point Sea Village or South Del Mar you're gonna make me blush Jack well and I say that because she's done an exceptional job of, you know, doing a lot of business there and we'll learn a little more about her secrets there and then Doug has become uh extremely proficient in our low inventory market have hunting down opportunities for clients that you know aren't readily apparent to the majority public. So Ellen I mean I want to start with you because I mean obviously you've got a closing coming this week which is amazing another testament to the wo. ...

  del mar, doug brewer, ellen patterson, off-market properties

Monday, January 4, 2021   /   by Stephanie Cornacchione

What Does California 's New Rent Control Law Mean to You?

If you own an investment property, here’s how California’s new rent control law affects you.
If you own an investment property or are thinking of purchasing one in the future, how does California’s new rent control law affect you? To answer that question, there are a few key details about this law you need to keep in mind. 
First, it imposes a 5% maximum increase—plus the cost of inflation—to rent costs on an annual basis. In recent years, property owners were able to increase their rent cost anywhere from 5% to 7%.
Second, this law doesn’t impact mom-and-pop owners. In other words, if you’re an individual owner of a single-family residence that’s not held as an LLC or corporation, this limitation probably doesn’t apply to you. It’s more intended to control larger investment properties like apartment buildings.
“If a tenant’s lease term expires and they leave the property on t; ...

Tuesday, December 1, 2020   /   by Stephanie Cornacchione

VA Loans in San Diego

What are the benefits of getting a VA Loan in San Diego? How does one start the VA Loan process and how can I get Help? Jack and JR go through the biggest benefits of VA Loans in San Diego and how to make sense of the home buying process. CA DRE #01144967 ...

Monday, November 9, 2020   /   by Stephanie Cornacchione

How Do Renovation Loans Work?

If you’re thinking about buying a home that needs some work and you want to use the bank’s money to pay for it, we’re going to show you how to do that today.
Believe it or not, you have a lot of different options when it comes to getting a renovation loan. FHA, VA, and conventional products all have renovation loans as an option. There are a lot of different ways to go about getting one, but they’re structured similarly.
However, the process is the same for all of them. First, you find the property you want to renovate, then you go out and determine what kind of work you want to be done on the property and how much that is going to cost. You will then submit those quotes and the purchase contract to an appraiser, who will appraise the property based on its completed condition.
“FHA, VA, and conventional lenders all offer renovation loans.”
Once that happens, the bank will fund the loan to complete the purchase and set aside those fu. ...

Thursday, October 1, 2020   /   by Stephanie Cornacchione

5 Ways To Transition Between Homes


“How can I transition from my current home to my next home without juggling two mortgages or ending up homeless?” 

That’s been a common inquiry from my clients lately, so today I’d like to share five ways this can be done—three of which are traditional, while the other two aren’t as traditional. 

One traditional method for transitioning between homes is to market your home for sale until you have an interested buyer. Once you do, make sure your contract stipulates that you’d like to stay in the home after escrow is closed. This allows you to carry equity from your sale to the bank and bolsters your purchasing power when you’re making an offer on a new home.

The second method is to market your current home while also searching for and purchasing a new property all within a matter of days— also known as a concurrent close. This, of course, would mean you’d have to synchronize the purch ...
Keller Williams
Jack Campbell
12750 High Bluff Drive Suite 300
San Diego, CA 92130
CA DRE# 01144967

Arbor circle.jpg

John Schuler
Senior Loan Officer NMLS #76904
Arbor Financial Group NMLS# 236669
Corporate Office: 1805 E. Garry Avenue
Santa Ana, CA 92705
Cell: (760) 707-9353
Email: Schulerteam@arborfg.com

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